…to the citation, the bank allegedly requires its online banking and Apple Pay customers to consent to receiving autodialed telemarketing text messages in order to use its services, and allegedly…
…to the citation, the bank allegedly requires its online banking and Apple Pay customers to consent to receiving autodialed telemarketing text messages in order to use its services, and allegedly…
…“hundreds of complaints” by Maryland residents about “improper conduct at their homes.” Under the terms of the agreement, the company pledged to implement background checks for employees and vendor agents,…
…company. Under the plea agreement, the owner faces a total sentence of 11 years in state prison. He also must surrender his state insurance license and enter a civil judgment…
…agreement to redirect pension payments to the companies. The companies allegedly marketed these transactions online as direct sales of future pension payments. Consumers who searched the internet for phrases such…
…bank has cooperated with investigators. The current agreement promises to return more than $4.5 million in restitution to affected consumers. In a 2014 agreement related to the same investigation, the…
…credited customers’ accounts with the amount read on the deposit slips, which amount was likely inaccurate and potentially less than what was actually deposited by the customer. The CFPB’s consent…
…selections provided by the database (though whether companies would actually choose to provide narrative responses if given the opportunity is an open question, due to privacy concerns and customer relationships)….
On July 23, 2015, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint and proposed consent order in the United States District Court for the Eastern District of California in…
…cure, and extending additional credit on closed accounts without a new or refinanced loan agreement. Although the retailer previously reached an agreement with the Colorado AG to correct many of…
…customer, or otherwise uncollectable,” which the debt buyers then sought to collect. The bank also allegedly “filed lawsuits and obtained judgments against consumers using deceptive affidavits and other documents that…
…debt collector and further requires payment of $550,000 in consumer restitution, civil penalties, and costs. The order was signed following a stipulated settlement agreement with the company’s owner and former…
…an agreement with a recognized Native American Tribe similar to the one that he had previously entered into with County Bank, in order to continue his lending activities. Specifically, agreements…
…with any of the terms of the settlement agreement. The principals of the companies are banned from providing credit counseling or other loan assistance for a period of two years….
…other national banks, and decided to escheat at the end of the fiscal year any uncashed payments made under the Independent Foreclosure Review Payment Agreement (IFRPA), which resulted in the…
The U.S. Department of Housing and Urban Development (HUD) reached a settlement agreement with Associated Bank concerning allegations that the Bank violated Section 804(b) of the Fair Housing Act. According…
…requires the lender to disgorge the reinsurance premiums that it recieved during that time period, totaling $109 million. The order also precludes the lender from referring any customer to a…
…plaintiff received from an AOL customer, sent via AOL Instant Messenger (AIM). The second type was an automated confirmation text that AOL sent to the plaintiff after it received plaintiff’s…
…Servicemembers Civil Relief Act (“SCRA”) and the bank’s practices in connection with non-home debt collection litigation practices. The OCC estimates that the bank’s practices affected approximately 73,000 customer accounts. The…
The U.S. Department of Housing and Urban Development (HUD) announced that it reached a settlement agreement with a regional bank over a disparate treatment fair housing claim. HUD alleged…
…(“CRAs”). According to the announcement and the Settlement Agreement, the settlement is a culmination of a multistate investigation that the State AGs initiated in 2012 in response to concerns and…